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What Not to Do When Applying for a Home Loan in Victoria
Applying for a home loan is one of the biggest financial commitments you'll make, and avoiding common mistakes can save you time, money etc.

Samantha Keramidas
Apr 43 min read


Reasons Your Home Loan May Be Rejected After Pre-Approval
Receiving pre-approval for a home loan is an exciting step in the journey to purchasing a property. It gives you confidence in your budget,

Samantha Keramidas
Nov 19, 20244 min read


How to Improve Your Chances of Mortgage Approval
Applying for a mortgage can be both exciting and nerve-wracking, especially in Australia’s competitive property market. Whether you're a...

Samantha Keramidas
Sep 19, 20244 min read


Explaining the "Subject to Finance" clause
When diving into the realm of property transactions, particularly in the dynamic real estate market of Melbourne, understanding the...

Steve Keramidas
Apr 19, 20243 min read


Understanding Home Loan Pre-Approval
For many prospective homebuyers, the journey to homeownership begins with securing a home loan. In this process, home loan pre-approval...

Steve Keramidas
Mar 15, 20243 min read


Maximizing Your Borrowing Capacity: Expert Insights from Steve Keramidas, Mortgage Broker
When it comes to securing a home loan, understanding and optimising your borrowing capacity can significantly impact your ability to...

Steve Keramidas
Jan 19, 20243 min read


Navigating Off-the-Plan Purchases in Melbourne: Expert Insights from Steve Keramidas
Buying a property "off the plan" in Melbourne can be an appealing prospect, especially with the promise of a brand-new home or investment...

Samantha Keramidas
Dec 15, 20234 min read


Navigating the Risks of Property Auctions in Melbourne
Purchasing a property through an auction can be an exciting and potentially rewarding experience, but it also comes with its fair share...

Samantha Keramidas
Nov 17, 20233 min read


Helping you understand (LMI) Lenders Mortgage insurance.
Accomplishing the Australian dream of home ownership is one of the most significant and exciting times in a lifetime. However, saving for...

Steve Keramidas
Aug 25, 20233 min read


What is Lender’s Mortgage Insurance (LMI)?
Lender’s Mortgage Insurance (LMI) is a type of insurance that is designed to protect lenders and banks in the event that a borrower defaults

Steve Keramidas
Jul 14, 20235 min read


Understanding 5% Genuine Savings for Home Loans
If you're looking to buy a home in Australia, you may have heard the term "5% genuine savings" mentioned when it comes to securing a home lo

Steve Keramidas
Jun 16, 20234 min read


Selling To Upgrade - The How To Guide To Setting Your Selling Price
Selling To Upgrade - THE HOW TO GUIDE TO SETTING YOUR SELLING PRICE

Samantha Keramidas
Jun 7, 20225 min read


Things to Consider When Buying a New Home
Buying your first home can be a harrowing experience, if you don’t have any guidance on different things that you need to consider when...

Samantha Keramidas
May 2, 20223 min read


The top 7 things a new home buyer needs to know
Buying your first home? Here are 7 things you need to know. Bigger deposit, better position While some lenders can offer low-deposit...

Steve Keramidas
Apr 5, 20223 min read


Your Checklist For Inspecting A Property
We have put together a list of things to consider in the inspection process, we hope this helps you and happy house hunting! THE LOCATION...

Alan Touma
Oct 5, 20212 min read


When buying a home, there are costs that don't immediately come to mind.
Home purchase costs may vary depending on such things as the type of property, the location and value of the property. Let us help you...

Steve Keramidas
Jul 16, 20215 min read


Navigating a home loan when you’re new to Australia
Mortgage brokers, loan pre-approval, fixed versus variable rate loans, stamp duty, conveyancing…..if you’re new to Australia, the...

Steve Keramidas
May 3, 20213 min read


Not so taxing: making the most of your investment property at tax time
Come July 1 the annual tax window opens again. Property investors may have access to a wide range of tax benefits, but tax is a...

Steve Keramidas
Apr 1, 20214 min read


10 tips for choosing an investment property
So, you’re thinking of buying your first residential investment property? There are a few things to consider before making the move. Here...

Steve Keramidas
Feb 8, 20214 min read


8 Tips For Mortgage Success
Typically a new home means a new mortgage and it’s important to consider these steps in the correct order. Before rushing out and falling...

Steve Keramidas
Sep 2, 20205 min read
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