How to Improve Your Chances of Mortgage Approval
Applying for a mortgage can be both exciting and nerve-wracking, especially in Australia’s competitive property market. Whether you're a...
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Samantha Keramidas
Jun 286 min
Information in your Credit Report
Your credit report is a record of your credit history. It may include information on applications for credit that you have made in the past
Steve Keramidas
May 243 min
Unlocking the Benefits: Choosing Steve Keramidas, Mortgage Broker Over a Bank
In the realm of securing a mortgage, the decision between working with a mortgage broker versus a bank directly is a critical one. Allow...
Steve Keramidas
Apr 193 min
Explaining the "Subject to Finance" clause
When diving into the realm of property transactions, particularly in the dynamic real estate market of Melbourne, understanding the...
Steve Keramidas
Mar 153 min
Understanding Home Loan Pre-Approval
For many prospective homebuyers, the journey to homeownership begins with securing a home loan. In this process, home loan pre-approval...
Steve Keramidas
Feb 162 min
Navigating Your Mortgage Choices: Fixed-Rate vs. Variable-Rate Mortgages
When embarking on the journey of homeownership, one of the critical decisions you'll face is choosing between a fixed-rate mortgage and a...
Steve Keramidas
Jan 193 min
Maximizing Your Borrowing Capacity: Expert Insights from Steve Keramidas, Mortgage Broker
When it comes to securing a home loan, understanding and optimising your borrowing capacity can significantly impact your ability to...
Samantha Keramidas
Dec 15, 20234 min
Navigating Off-the-Plan Purchases in Melbourne: Expert Insights from Steve Keramidas
Buying a property "off the plan" in Melbourne can be an appealing prospect, especially with the promise of a brand-new home or investment...
Samantha Keramidas
Nov 17, 20233 min
Navigating the Risks of Property Auctions in Melbourne
Purchasing a property through an auction can be an exciting and potentially rewarding experience, but it also comes with its fair share...
Samantha Keramidas
Oct 13, 20233 min
Understanding the Difference Between Offset Accounts and Redraw Facilities on Home Loans
Are you in the process of securing a home loan, or perhaps you're already a homeowner looking to make the most out of your mortgage? In...
Steve Keramidas
Sep 15, 20234 min
Understanding borrowing capacity
One of the most critical factors that lenders consider when assessing your application is your borrowing capacity.
Steve Keramidas
Aug 25, 20233 min
Helping you understand (LMI) Lenders Mortgage insurance.
Accomplishing the Australian dream of home ownership is one of the most significant and exciting times in a lifetime. However, saving for...
Steve Keramidas
Aug 18, 20233 min
Understanding the Loan Process
The process of obtaining a loan can be overwhelming, confusing and stressful, especially if you are a first-time borrower.
Steve Keramidas
Jul 14, 20235 min
What is Lender’s Mortgage Insurance (LMI)?
Lender’s Mortgage Insurance (LMI) is a type of insurance that is designed to protect lenders and banks in the event that a borrower defaults
Steve Keramidas
Jul 14, 20233 min
The Difference Between A Conveyancer And A Solicitor....
A conveyancer and a solicitor can both play a key role in the purchase or sale of a property. However, what they actually do may not...
Steve Keramidas
Jun 16, 20234 min
Understanding 5% Genuine Savings for Home Loans
If you're looking to buy a home in Australia, you may have heard the term "5% genuine savings" mentioned when it comes to securing a home lo
Samantha Keramidas
May 17, 20232 min
Should you consolidate your debt? What you need to know.
Debt consolidation allows you to combine multiple debt payments into one single payment. It can be an effective way to simplify your...
Samantha Keramidas
Apr 19, 20232 min
Tips on finding the home loan option that suits your needs.
Are you looking for a home loan but feeling overwhelmed by the sheer number of options available?
Samantha Keramidas
Mar 15, 20232 min
3 reasons why you should pay off your home loan faster
There are a few compelling reasons why you should pay off your home loan faster. Here are three of the most important ones:
Samantha Keramidas
Feb 15, 20232 min
The Home Buyer's Guide to Mortgage Jargon
Whether you’re a first-time home buyer or experienced investor, it’s important to know the mortgage broker jargon.
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