COMMERCIAL SERVICES

Service for no charge

Our services as a mortgage broker when advising on commercial loans are free of charge. Our entire service which includes: advising and giving you information on loan products, negotiating the loan on your behalf, and managing your paperwork through to settlement, is provided at no charge to you. In some cases a brokerage fee may be charged to you dependent on the complexity of your application.

Small Business Loans

Secured and unsecured business loans for any purpose, from working capital to covering unexpected expenses. Simple application process and fast decision.

  • Borrow from $2k to $500k

  • Terms from 3 months to 5 years

  • Same day decision

Equipment Finance

A fixed term business loan to purchase equipment and assets such as vehicles, machinery and other equipment for your business.

  • Borrow up to $2 miilion

  • Long terms available

  • Low interest

Vehicle & Asset Finance

Vehicle & Asset Finance a convenient way to fiance the purchase of primary, secondary and tertiary assets for your business. This includes business vehicles, cars, vans, utes, SUVs, light commercial trucks, prime movers, buses and trailers.

  • Borrow up to $300k

  • Terms up to 5 years

  • Same day decision

A merchant cash advance allows a business to borrow money and pay it back over time, based on their sales. Instead of paying back a set amount each month, you will pay back a percentage of your turnover. This means that repayments are always set at an affordable amount and there is less danger of defaulting on your payments. The payments will be taken through an agreed percentage that is deducted directly from your card terminals until the payment is complete. That means that all payments are made automatically, which makes things more efficient for the lender and the borrower. 

Commercial Loans

Buying or Refinancing a commercial property is different to a residential property. It normally involves a minimum contribution of 30% of value of the property in the form of cash or equity. It also involves higher interest rates than a residential loan and can be very stressful for a borrower.

Major Banks normally do a review of your commercial loan every year which means more paperwork for the borrower. Unlike major banks, we have specialist lenders on our panel from where we can source your loan without having the hassle to do annual review.

Most Lenders will do a commercial property loan of up to 70% LVR – loan to value ratio- for self-employed, companies, trusts and regular employees.

Investment Loans

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Understanding your situation

Our initial meeting begins with familiarising ourselves with your entire financial situation, and your future plans. To assist us in doing this, ensure that you have your key documents with you when we meet, as this knowledge will help us find loan products that fit your business, whilst ensuring that it provides you with flexibility for any future changes.

Unsecured Business Loans

An unsecured loan for a fixed term. Can be used for any business purpose. Decision determined from only your business bank statements. Borrow up to $150k without security.

  • No security required

  • 3-24 month term

  • Same day funding

Business Line Of Credit

An agreed loan amount is made available to you that you can access at any time, and only pay interest on the amount you draw down.

 

  • Flexible, draw and repay as required

  • No minimum amount

  • Can be setup within 1-2 days

Invoice Finance Factoring

Invoice finance can release precious cash flow. Don't let slow payers hold your business back. Get paid today. Compare invoice finance offers.

  • Borrow up to $2 million

  • Short terms available

  • Low interest rates

Unsecured Business Loans

A merchant cash advance allows a business to borrow money and pay it back over time, based on their sales. Instead of paying back a set amount each month, you will pay back a percentage of your turnover. This means that repayments are always set at an affordable amount and there is less danger of defaulting on your payments. The payments will be taken through an agreed percentage that is deducted directly from your card terminals until the payment is complete. That means that all payments are made automatically, which makes things more efficient for the lender and the borrower. 

Commercial SMSF Loans

You can invest as an individual or as an owner occupied SMSF investor to purchase a commercial CBD office suite, for medical practices, small businesses, legal practices or a farm or a warehouse style property.

It is advisable to seek specialist advice on these matters so that you don’t run into problems with funding when purchasing your commercial property in an SMSF (super).

Typically, where bank and non bank lending is concerned, the type of business real property, lenders will lend to, will determine the following factors:

  • The level of lending or the loan to value ratio ( LVR) 55%-70%

  • The term of the loan 15 -30 years

  • Max Loan amount $1,250,000

Services for no charge

Mortgage Compare Plus have partnered with Send, experts in FX services, to assist our clients to save money against the banks and manage their risk when transferring funds internationally. Send can assist with;

  • Buying or selling stock

  • Property deposits

  • Temporary or Permanent relocation overseas

  • Importing and paying overseas suppliers

  • Exporting and receiving funds from overseas customers

  • Transfer of an inheritance or estate

  • Non-residents and Australian expats

  • Sending money to businesses in other countries

  • Transferring between international accounts

  • Family Trusts

We did the research, so you have the options.

Compare the best loans over 22 lenders in one place.

We work for you. We are real people, with the best technology based here in Australia.

1

Application

Complete one application to get access to multiple lenders and rates.

2

Deep Analysis

We do a deep dive into your business to work out how much you can borrow and on what terms.

3

Best Match

We match you to the lender who will give you the best deal.

4

Save Thousands

Our process can save you thousands of dollars in interest and fees and the headache of having to shop around.

See how we can help you? Contact us

We are here to assist. Contact us by phone, email or via our Social Media channels.

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