Mortgage Compare Plus

Mortgage Compare Plus was founded in 2016 by Steve Keramidas. We have opened our doors as a start up business, our aim being to make home ownership affordable and accessible to the everyday Australian.


Our values and philosophy are a reflection of the socially responsible company we aspire to be. We are a company which believes in performance with purpose and remain committed to our understanding that our financial position goes hand in hand with our social and charitable responsibility.

The Best Interests Duty, which took effect on 1 January 2021, legally obliges brokers to act in the best interests of their clients. This new law is on top of the National Consumer Credit Protection Act, which already regulates the conduct of brokers.

Mortgage Compare Plus must “prioritise their consumers’ interests” if there’s ever a conflict of interests, according to the legislation.

But while Mortgage Compare Plus have to follow the Best Interests Duty – banks do not. Steve Keramidas must give his client the best possible recommendation from all the lenders on his panel. However, a bank will recommend only its own products, even if there are better alternatives.

Steve acts in your best interests when recommending a home loan, and has a legal obligation to do so. Banks sell you products.

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Founder - Independent Mortgage Broker
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Steve Keramidas

Mobile: 0412 110 118

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FBAA Accredited Member
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Steve established Mortgage Compare Plus in 2016 following an accomplished career at the NAB as a Bank Manager for half a decade. He is a FBAA member and credit advisor. It was during his time at NAB in which he identified a need in the market for greater service transparency, whilst providing clients with the benefits of an experienced mortgage broker accredited with all Australian Banks and Financial Institutions.


Steve's most recent professional education includes:

  • Diploma of Finance and Mortgage Broking Management

  • Certificate IV in Finance and Mortgage Broking

  • Diploma of Financial Services

  • Advanced Diploma of Management


Steve has also accomplished a number of professional achievement awards throughout his career including:

  • 20 Leading Australian Mortgage Brokers to Watch - The Australian Business Journal

  • The Best 10 Mortgage Brokers In Melbourne

  • NAB Night of the Nights finalist

  • Certificate of recognition presented by NAB Retail General Manager

  • 5 x Achievement Awards for Top 5 branches in Vic/Tas

  • No 1 branch for Credit Cards

  • Top 100 branches Nationwide

  • Branch Manager of the month

Steve has also been interviewed by 'TheAdviser' magazine in regards to his experience with one of the lenders on his panel for specialist lending. 

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Steve Keramidas - Mortgage Broker on TheAdviser Magazine
Senior Accounts Manager
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Alan Touma

Mobile: 0421 281 455

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As a right-hand to Steve, Alan knows that doing things right the first time creates you more of it down the line. As a senior accounts manager with over 10 years of experience in financial services, his objective is to get your loan approved with minimal fuss. Alan assists the team with the loan process, by compiling and lodging clients’ loan applications and ensuring loan approvals are achieved quickly and efficiently. He follows up clients' files from the moment they are lodged with the lenders until the loan is settled. He is responsible for managing tasks associated with loans and mortgages. These tasks include data entry, loan application verification, background and credit checks, communicating with applicants and preparing loan applications for submission to underwriters. He ensures that all required documentation and signatures are in place prior to submitting the loan for approval. Alan also deals with real estate agents and solicitors/conveyancers, buyers, homebuilders, and all others who are involved with the home-buying process. He works closely with Steve, appraisers, underwriters, and others involved in the loan process to ensure best outcomes for all our clients.

Through out his career he has achieved a number of qualifications listed below:

  • Certificate IV in Finance and Mortgage Broking

  • Certificate IV Real Estate Property Services

  • Certificate II & III of Retail Operations & Basic Management

  • Certificate IV of Information Technology & Networking

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