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Navigating mortgage repayment deferrals – With Insights from Mortgage Broker Steve Keramidas
Before diving into the specifics of deferring mortgage repayments, it's essential to grasp what a payment deferral means. A mortgage payment deferral allows you to postpone overdue or missed payments by moving them to the end of your loan term. This option enables you to maintain your current monthly payment schedule while bringing your loan back into good standing.

Samantha Keramidas
Jun 63 min read
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What Is Equity and How Does It Work in Victoria?
Equity is a powerful financial tool that homeowners in Victoria can leverage to build wealth, invest, etc..

Samantha Keramidas
May 73 min read
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Information in your Credit Report
Your credit report is a record of your credit history. It may include information on applications for credit that you have made in the past

Samantha Keramidas
Jun 28, 20246 min read
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Unlocking the Benefits: Choosing Steve Keramidas, Mortgage Broker Over a Bank
In the realm of securing a mortgage, the decision between working with a mortgage broker versus a bank directly is a critical one. Allow...

Steve Keramidas
May 24, 20243 min read
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Navigating Your Mortgage Choices: Fixed-Rate vs. Variable-Rate Mortgages
When embarking on the journey of homeownership, one of the critical decisions you'll face is choosing between a fixed-rate mortgage and a...

Steve Keramidas
Feb 16, 20242 min read
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Understanding the Difference Between Offset Accounts and Redraw Facilities on Home Loans
Are you in the process of securing a home loan, or perhaps you're already a homeowner looking to make the most out of your mortgage? In...

Samantha Keramidas
Oct 13, 20233 min read
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Understanding borrowing capacity
One of the most critical factors that lenders consider when assessing your application is your borrowing capacity.

Steve Keramidas
Sep 15, 20234 min read
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Understanding the Loan Process
The process of obtaining a loan can be overwhelming, confusing and stressful, especially if you are a first-time borrower.

Steve Keramidas
Aug 18, 20233 min read
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Should you consolidate your debt? What you need to know.
Debt consolidation allows you to combine multiple debt payments into one single payment. It can be an effective way to simplify your...

Samantha Keramidas
May 17, 20232 min read
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Tips on finding the home loan option that suits your needs.
Are you looking for a home loan but feeling overwhelmed by the sheer number of options available?

Samantha Keramidas
Apr 19, 20232 min read
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3 reasons why you should pay off your home loan faster
There are a few compelling reasons why you should pay off your home loan faster. Here are three of the most important ones:

Samantha Keramidas
Mar 15, 20232 min read
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The Home Buyer's Guide to Mortgage Jargon
Whether you’re a first-time home buyer or experienced investor, it’s important to know the mortgage broker jargon.

Samantha Keramidas
Feb 15, 20232 min read
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What are your finance options when renovating?
Needing to renovate your home? The costs of any renovation project, large or small, can significantly add up.

Samantha Keramidas
Dec 9, 20222 min read
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Is Debt Consolidation Beneficial?
Debt consolidation involves rolling all of your debts such as home loans, credit card bills and personal loans into a single payment etc...

Samantha Keramidas
Nov 11, 20222 min read
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How Does Refinancing Work?
Refinancing is the process of replacing your current mortgage for a new mortgage in order to finance your home.

Samantha Keramidas
Oct 14, 20222 min read
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Looking to build your home? You might want a construction loan
If you are looking to build your dream home, and need money to do so, you won’t be able to get a traditional home loan. What you need is a c

Samantha Keramidas
Sep 14, 20222 min read
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Why and how to repay a loan quicker
Finding the right home loan and the best way to pay it off can seem insurmountable alone. But with the help of an experienced broker, it’s m

Samantha Keramidas
Aug 1, 20222 min read
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Styling Your Home To Increase Value
Styling Your Home To Increase Value

Samantha Keramidas
Jul 13, 20224 min read
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Common Lending & Mortgage Terms
Here is a list of most common terms you may hear when getting a loan and purchasing a property. We hope this helps you! AMORTISATION...

Alan Touma
Nov 1, 20213 min read
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Getting it together: what to know before you consolidate
Managing multiple loans can be difficult – and stressful. One way to simplify your financial situation and save yourself time, effort and...

Steve Keramidas
Mar 2, 20214 min read
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